Total & Permanent Disability Cover

Business & Commercial Insurances
Balance Advisors

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Often referred to as TPD, this cover is a lump sum payable after 3 or 6 months if you are totally and permanently disabled, e.g. unlikely to ever return to work or duties. There are two types, Any Occupation and Own Occupation as with Income Protection cover, care is required around policy definitions.

Business and Commercial Insurances