For most people the biggest purchase they will ever make is their home. In addition to this we all have personal contents that have a habit of going missing or being lost! Vehicles, boats and other toys make the average Kiwi family exposed to some serious financial loss should the worst happen.
In addition to the assets we have, we need to consider insuring our family members and our income. How would you and/or your family cope financially if you were to suffer a serious illness or disability?
Who would be able to pay the mortgage and day-to-day living expenses in the event of your death? While no-one likes to dwell on such thoughts, it’s always sensible to plan ahead to protect your family’s future.
Life’s full of ups and downs. And most of us wouldn’t have it any other way.
Things don’t always go to plan though and that’s where having a tailored personal income protection plan comes in. Our protection plans are designed to help you through the tough times allowing you to focus on recovery and the things you love the most.
Insurance is one of those things that you hope you never have to use but are grateful you have when the need arises. Having adequate insurance cover can provide peace of mind and financial security for you and your family during a time of uncertainty and stress.
Having robust cover in place to help take care of you and your family when you can’t and giving you the confidence to live the life you want to live – knowing you’ve made plans to secure you and your family’s future.
We provided a helping hand with free advice, knowledge, and options. You get to make an informed decision in choosing the mix of lives assured, types of cover and sums insured that best suit your individual needs and circumstances. In a nutshell all your personal protection needs can be met giving you maximum flexibility and efficiency.
The following is a limited overview of personal related insurance policies available.