In the Current Climate: Are You Better With an Advisor?

Business & Commercial Insurances
Balance Advisors

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In the ever-changing modern environment, insurance is a necessity for people and organisations across New Zealand, providing you with valuable peace of mind.

During our day-to-day movements, we are all exposed to a plethora of risks. Being aware of, assessing and managing such threats is vital.

This is because, in the event of a disaster, those who haven’t acquired the appropriate cover often leave themselves exposed to high costs.

If you incur substantial losses, will you have the means to bounce back?

Acting with and on behalf of you, your insurance advisor will provide professional guidance and advice so that you can make informed cover decisions. Examining your needs, budget and the like, an insurance professional can assist you in discovering a relevant, suitable solution for your distinct requirements.

It all comes down to understanding what’s important to you and, consequently, finding an insurance policy that will help keep you protected.

How Can an Advisor Help You?

With extensive experience in the insurance landscape, advisors understand the complexities involved in matching someone with cover that works for them.

Unsure whether to enlist assistance from an insurance advisor? The following are some of the top reasons that others in your position choose an advisor for all of their insurance needs:

  • As a qualified insurance professional, your advisor has specialist knowledge in the field. Advisors apply an objective standpoint and advanced understanding of insurance concepts, which is all but unmatched by the average person buying cover directly online.
  • Advisors partner with you, taking the hard work out of becoming insured. This gives you more time to focus on your business and/or alternative commitments, without compromising on the quality of your cover solution.
  • Insurance advisors work to understand your needs, assessing your unique risk profile. In doing this, they deliver a personalised experience and results that address your distinct needs, rather than using a ‘one size fits all’ approach.
  • The insurance environment is rapidly evolving, and because of this, emerging issues are constantly coming to light. Insurance advisors are at the forefront of the market, keeping you informed on the latest issues that could impact you.
  • Advisors are advocates for their clients. This means that, in the midst of crisis, if you need to make a claim, your insurance broker can remove a significant level of stress from the process.

For more information, or if you have any queries regarding the topics discussed in this article, please speak with Balance Advisors.

DISCLAIMER

Conditions apply for each policy and the information expected from you for a policy to trigger. Coverage may differ based on specific clauses in individual policies. Please ask your advisor to explain the additional benefits and exclusions pertaining to your policy. The information provided is general advice only and does not take account of your personal circumstances or needs.