Start-Up Income Protection
Designed for new business owners who have been trading for three years or less, this gives them the confidence they need while their business gets off the ground. The monthly payments cover your client's business from disruption if they face an illness or injury that stops them from working.
Business Expense Cover
Pays business expenses for up to 12 months at a time if you’re unable to work because you’re sick or injured. If you’re a small business owner, your business is probably committed to costs (e.g. rent, insurance, property costs etc… services such as phones, internet, power etc… equipment expenses such as leasing or financing costs etc… staff salaries and related payroll tax, accountancy fees and other ongoing costs)
Employee Insurance Cover
A powerful way to reward your people. In a nutshell, you get outstanding insurance cover for your employees, which your business buys ‘in bulk’ – usually with no underwriting and at a cost much lower than equivalent cover currently offered for individual policies
When you take out an Employee Insurance plan for your employees (the members), you can select just Life cover, or a more comprehensive combination of Life, Trauma, TPD and Income Protection covers.
Insurance cover is a great way to show you care about your employees. How would you react if one of your employees died or was off work due to illness? How might you support an employee (or their family) while they are off work?
Employee Insurance is a real answer to these questions – and a great way to attract, retain, reward and care for your staff too.
What makes up an Employee Insurance plan? To put an Employee Insurance plan in place, you only need a few things:
- 10 or more employees
- A genuine employer/employee relationship
- Clear eligibility rules
- 100% of eligible employees covered and
- Premiums paid by the employer
